Eligibility depends on an immigration status accepted by the Marketplace and other household information. The agent reviews the situation and documents before enrollment.

The amount is based mainly on estimated annual income and tax household size. Changes in income or dependents should be reported to the Marketplace.

Yes. ACA-compliant plans cannot deny coverage or charge more because of a pre-existing condition.

During Open Enrollment or, outside that period, after a qualifying life event such as moving, marriage, birth or loss of other coverage.

Not always. Some plans provide only limited coverage, or no coverage, outside the network and the country.

It may, depending on the plan. Medical expenses, transportation and medical evacuation should be reviewed separately.

These protections depend on the product and the covered reasons listed in the policy. Not every unexpected event is covered.

It depends on the plan and, in some cases, when it is purchased. Some policies offer a waiver when the requirements are met.

As a general rule, vehicles registered in Florida need at least $10,000 in PIP and $10,000 in Property Damage Liability. Other coverage may be needed depending on the situation.

It is not a single coverage. It usually means a combination of liability, collision and comprehensive coverage with selected limits and deductibles.

Some insurers accept this, but rules and prices vary. U.S. driving history and length of licensing may affect the rate.

ZIP code, vehicle, drivers, history, mileage, coverage, limits and deductibles can all affect the premium.

Usually not. The landlord’s policy protects the building; Renters Insurance protects the tenant’s belongings and liability according to the coverage.

Personal belongings, liability and additional living expenses after a covered event, subject to limits and exclusions.

Wind damage may depend on the policy and deductible. Flood usually requires separate coverage, so each risk must be confirmed.

Usually not automatically. Each resident may need a separate policy unless specifically included.

Many plans cover one routine exam per period, with a copay or specific conditions.

There is usually an allowance for frames, lenses or contacts, with defined frequency and amounts.

Eye diseases, injuries and surgeries are usually handled by health insurance; vision plans focus mainly on routine care.

Usually yes to make the most of the benefits. Out-of-network care may have lower reimbursement or no benefit.