Last Updated: November, 28th 2025

1. Who We Are

We are BF Insurance Solutions, an independent insurance agency based in Florida. Our website address is: https://bfinsurancesolutions.com.
We are committed to safeguarding your personal information in accordance with the Florida Information Protection Act (FIPA), the Gramm–Leach–Bliley Act (GLBA), and all applicable federal and state regulations related to insurance consumer privacy.

2. Information We Collect

We may collect the following categories of information when you use our website, contact us, or request an insurance quote:

2.1 Personal Information (PII / NPI)

This may include:

  • Full name
  • Email address
  • Phone number
  • Mailing address
  • Date of birth
  • Driver information
  • Vehicle information
  • Property information
  • Insurance history
  • Any data voluntarily submitted through forms on our website

This information is considered Non-Public Personal Information (NPI) and is handled according to GLBA requirements.

2.2 Technical & Website Usage Information

We may automatically collect:

  • IP address
  • Browser type and version
  • Device identifiers
  • Pages visited
  • Cookies and usage analytics

This is used solely to improve website performance and security.

2.3 Uploaded Media

If you upload files or images to the website, we recommend removing metadata (such as GPS location), as these details may be publicly accessible if uploaded.

3. How We Use Your Information

We use your information to:

  • Provide insurance quotes
  • Communicate with you regarding applications, renewals, and policy servicing
  • Verify your identity
  • Improve our website and user experience
  • Comply with legal and regulatory requirements
  • Prevent fraud and unauthorized access

We do not sell your personal information.

4. Cookies and Tracking Technologies

Our website may use cookies to:

  • Save your preferences
  • Improve user experience
  • Analyze website performance

You may disable cookies through your browser settings, but some features may not function properly.

5. Embedded Content or Third-Party Services

Our website may include embedded content (e.g., videos, forms, articles).
These third-party websites may collect data as if you visited them directly, including cookies and tracking.
We recommend reviewing each provider’s privacy policy.

6. How We Share Your Information

We may share your information only when necessary, including:

6.1 Insurance Carriers & Providers

To obtain quotes, issue policies, or service existing policies.

6.2 Licensed Partners or Third-Party Service Providers

For:

  • Underwriting
  • Claims processing
  • Fraud prevention
  • Customer support

All vendors must comply with GLBA, FTC Safeguards Rule, and FIPA.

6.3 Legal Requirements

We may disclose information if required by:

  • Court order
  • Subpoena
  • Regulatory agencies
  • Fraud investigations

We never share or sell personal information for marketing, data-brokering, or unrelated purposes.

7. Data Retention

We retain personal information only as long as necessary to:

  • Provide insurance services
  • Meet legal and regulatory requirements (including state DFS retention rules)
  • Maintain proper business records

Data may be retained for extended periods where mandated by law or for compliance purposes.

8. Your Rights

Under Florida law and federal insurance privacy regulations, you have the right to:

  • Request access to the personal information we have about you
  • Request corrections or updates
  • Request deletion of certain information (unless we are required to retain it)
  • Opt out of non-essential communications

To submit a request, contact us at: elizama@bfinsurancesolutions.com

We will verify your identity before fulfilling any request.

9. Data Security Measures

We implement administrative, technical, and physical safeguards, including:

  • Encrypted data transmission
  • Secure storage of NPI
  • Restricted access to sensitive information
  • Multi-factor authentication
  • Regular security monitoring

In the event of a data breach involving personal information, we will notify affected individuals in compliance with FIPA (Fla. Stat. §501.171).

10. International Users

Our services are intended for individuals located in the United States.
If you access our site from outside the U.S., you do so at your own risk.

11. Children’s Privacy

We do not knowingly collect personal information from children under the age of 13.

12. Updates to This Policy

We may update this policy periodically. The “Last Updated” date will reflect any changes.

13. Contact Us

For privacy questions, concerns, or data requests, contact: BF Insurance Solutions
Email: elizama@bfinsurancesolutions.com
Phone: (352) 856-1493