PRIVACY POLICY

1. Who We Are

We are BF Insurance Solutions, an independent insurance agency based in Florida. Our website is bfinsurancesolutions.com. We are committed to safeguarding personal information in accordance with the Florida Information Protection Act (FIPA), the Gramm–Leach–Bliley Act (GLBA), and applicable federal and state insurance privacy regulations.

2. Information We Collect

We may collect information when you use our website, contact us, or request an insurance quote.

2.1 Personal Information (PII / NPI)

• Full name, email address, phone number and mailing address
• Date of birth
• Driver, vehicle and property information
• Insurance history
• Information voluntarily submitted through our forms

This information may be considered Non-Public Personal Information (NPI) and is handled according to GLBA requirements.

2.2 Technical and Website Usage Information

• IP address
• Browser type and version
• Device identifiers
• Pages visited
• Cookies and usage analytics

This information is used to improve website performance, security and user experience.

2.3 Uploaded Media

If you upload files or images, remove metadata such as GPS location when appropriate, as such details may remain embedded in the file.

3. How We Use Your Information

• Provide insurance quotes
• Communicate regarding applications, renewals and policy service
• Verify identity
• Improve our website and user experience
• Comply with legal and regulatory requirements
• Prevent fraud and unauthorized access

We do not sell your personal information.

4. Cookies and Tracking Technologies

Our website may use cookies to save preferences, improve user experience, analyze performance and support security. You may disable cookies in your browser, although some functions may not work properly.

5. Embedded Content and Third-Party Services

Our website may include embedded content, forms or links from third parties. These providers may collect data as if you visited them directly. Review each provider’s privacy policy.

6. How We Share Your Information

We share information only when necessary.

6.1 Insurance Carriers and Providers

To obtain quotes, issue policies or service existing policies.

6.2 Licensed Partners and Service Providers

For underwriting, claims processing, fraud prevention and customer support. Providers are expected to comply with applicable privacy and security requirements.

6.3 Legal Requirements

We may disclose information when required by a court order, subpoena, regulatory agency or fraud investigation. We do not sell personal information for data-brokering or unrelated marketing purposes.

7. Data Retention

We retain information only as long as needed to provide insurance services, meet legal and regulatory obligations and maintain appropriate business records.

8. Your Rights

Subject to applicable law, you may request access, correction or deletion of certain information and opt out of non-essential communications. Contact contact@bfinsurancesolutions.com. We may verify your identity before fulfilling a request.

9. Data Security

We use administrative, technical and physical safeguards, including encrypted transmission, secure storage, restricted access, multi-factor authentication and security monitoring. If a covered data breach occurs, we will provide notices as required by applicable law, including FIPA (Fla. Stat. §501.171).

10. International Users

Our services are intended for individuals located in the United States. If you access the website from outside the U.S., you do so at your own risk.

11. Children’s Privacy

We do not knowingly collect personal information from children under 13.

12. Updates to This Policy

We may update this policy periodically. The “Last updated” date reflects the current version.

13. Contact Us

BF Insurance Solutions
Email: contact@bfinsurancesolutions.com
Phone: (352) 856-1493